{"id":555,"date":"2024-11-13T09:50:47","date_gmt":"2024-11-13T09:50:47","guid":{"rendered":"https:\/\/consumerfundi.co.za\/?p=555"},"modified":"2024-11-13T09:50:47","modified_gmt":"2024-11-13T09:50:47","slug":"did-you-know-credit-utilisation-matters","status":"publish","type":"post","link":"https:\/\/consumerfundi.co.za\/.za\/2024\/11\/13\/did-you-know-credit-utilisation-matters\/","title":{"rendered":"Did You Know? Credit Utilisation Matters!"},"content":{"rendered":"\n<div class=\"wp-block-media-text is-stacked-on-mobile\"><figure class=\"wp-block-media-text__media\"><img loading=\"lazy\" decoding=\"async\" width=\"1022\" height=\"865\" src=\"https:\/\/consumerfundi.co.za\/wp-content\/uploads\/2024\/11\/CREDIT-REPORT-13NOV.jpg\" alt=\"\" class=\"wp-image-556 size-full\" srcset=\"https:\/\/consumerfundi.co.za\/wp-content\/uploads\/2024\/11\/CREDIT-REPORT-13NOV.jpg 1022w, https:\/\/consumerfundi.co.za\/wp-content\/uploads\/2024\/11\/CREDIT-REPORT-13NOV-300x254.jpg 300w, https:\/\/consumerfundi.co.za\/wp-content\/uploads\/2024\/11\/CREDIT-REPORT-13NOV-768x650.jpg 768w\" sizes=\"auto, (max-width: 1022px) 100vw, 1022px\" \/><\/figure><div class=\"wp-block-media-text__content\">\n<p class=\"wp-block-paragraph\">Using more than 30% of your available credit can affect your credit score. Keep balances low to maintain a high score! High utilisation signals credit reliance, risking higher loan rates &amp; fewer approvals #CreditTips<\/p>\n<\/div><\/div>\n","protected":false},"excerpt":{"rendered":"<p>Using more than 30% of your available credit can affect your credit score. Keep balances low to maintain a high score! High utilisation signals credit reliance, risking higher loan rates &amp; fewer approvals #CreditTips<\/p>\n","protected":false},"author":1,"featured_media":556,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"ub_ctt_via":"","footnotes":""},"categories":[8],"tags":[],"class_list":["post-555","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-consumer-fundi-here-to-help-you"],"featured_image_src":"https:\/\/consumerfundi.co.za\/wp-content\/uploads\/2024\/11\/CREDIT-REPORT-13NOV.jpg","author_info":{"display_name":"consumer","author_link":"https:\/\/consumerfundi.co.za\/.za\/author\/consumer\/"},"_links":{"self":[{"href":"https:\/\/consumerfundi.co.za\/.za\/wp-json\/wp\/v2\/posts\/555","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/consumerfundi.co.za\/.za\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/consumerfundi.co.za\/.za\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/consumerfundi.co.za\/.za\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/consumerfundi.co.za\/.za\/wp-json\/wp\/v2\/comments?post=555"}],"version-history":[{"count":1,"href":"https:\/\/consumerfundi.co.za\/.za\/wp-json\/wp\/v2\/posts\/555\/revisions"}],"predecessor-version":[{"id":557,"href":"https:\/\/consumerfundi.co.za\/.za\/wp-json\/wp\/v2\/posts\/555\/revisions\/557"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/consumerfundi.co.za\/.za\/wp-json\/wp\/v2\/media\/556"}],"wp:attachment":[{"href":"https:\/\/consumerfundi.co.za\/.za\/wp-json\/wp\/v2\/media?parent=555"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/consumerfundi.co.za\/.za\/wp-json\/wp\/v2\/categories?post=555"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/consumerfundi.co.za\/.za\/wp-json\/wp\/v2\/tags?post=555"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}