{"id":16,"date":"2024-09-07T08:55:29","date_gmt":"2024-09-07T08:55:29","guid":{"rendered":"https:\/\/consumerfundi.co.za\/?page_id=16"},"modified":"2025-04-09T12:58:03","modified_gmt":"2025-04-09T12:58:03","slug":"terms-conditions-old","status":"publish","type":"page","link":"https:\/\/consumerfundi.co.za\/.za\/terms-conditions-old\/","title":{"rendered":"Terms &amp; Conditions"},"content":{"rendered":"\n<div class=\"wp-block-cover alignfull has-parallax\" style=\"padding-top:2%;min-height:30rem;aspect-ratio:unset;\"><span aria-hidden=\"true\" class=\"wp-block-cover__background has-black-background-color has-background-dim\"><\/span><div class=\"wp-block-cover__image-background wp-image-132 has-parallax\" style=\"background-position:50% 50%;background-image:url(https:\/\/consumerfundi.co.za\/wp-content\/uploads\/2024\/09\/9008.jpg)\"><\/div><div class=\"wp-block-cover__inner-container has-global-padding is-layout-constrained wp-container-core-cover-is-layout-ffa706b6 wp-block-cover-is-layout-constrained\">\n<div class=\"wp-block-group alignwide is-vertical is-content-justification-center is-layout-flex wp-container-core-group-is-layout-fd6451e3 wp-block-group-is-layout-flex\" style=\"min-height:8rem\">\n<div class=\"wp-block-group has-global-padding is-layout-constrained wp-container-core-group-is-layout-79eff80c wp-block-group-is-layout-constrained\">\n<h2 class=\"wp-block-heading has-text-align-center has-text-color\" style=\"color:#ffffff;margin-top:0rem;margin-bottom:1.01rem;font-size:clamp(2.071rem, 2.071rem + ((1vw - 0.2rem) * 2.98), 3.71rem);font-style:normal;font-weight:400;line-height:1;text-transform:capitalize\"><strong>credit profile dispute services<\/strong><\/h2>\n<\/div>\n<\/div>\n<\/div><\/div>\n\n\n\n<div class=\"wp-block-group alignfull has-global-padding is-layout-constrained wp-container-core-group-is-layout-26aacd2d wp-block-group-is-layout-constrained\">\n<div class=\"wp-block-group alignwide has-global-padding is-layout-constrained wp-container-core-group-is-layout-322eb393 wp-block-group-is-layout-constrained\" style=\"margin-top:0;margin-bottom:0;padding-top:120px;padding-bottom:150px\">\n<h2 class=\"wp-block-heading alignwide has-text-align-center has-text-color\" style=\"color:#000000;padding-top:0;padding-right:0;padding-bottom:0;padding-left:0;font-size:clamp(26.465px, 1.654rem + ((1vw - 3.2px) * 2.106), 45px);font-style:normal;font-weight:600\">How We Can Help You &#8211; Terms &amp; Conditions <\/h2>\n\n\n\n<div class=\"wp-block-columns is-layout-flex wp-container-core-columns-is-layout-9bb46707 wp-block-columns-is-layout-flex\" style=\"padding-top:80px\">\n<div class=\"wp-block-column is-layout-flow wp-container-core-column-is-layout-5dc0f347 wp-block-column-is-layout-flow\">\n<h6 class=\"wp-block-heading has-text-color\" style=\"color:#ee3c39;font-size:clamp(14px, 0.875rem + ((1vw - 3.2px) * 0.568), 19px);font-style:normal;font-weight:800\">information Security<\/h6>\n\n\n\n<p class=\"has-text-color wp-block-paragraph\" style=\"color:#000000;font-size:clamp(14px, 0.875rem + ((1vw - 3.2px) * 0.227), 16px);\">We undertake to ensure that all personal credit and financial information is kept confidential at all times.<\/p>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-container-core-column-is-layout-5dc0f347 wp-block-column-is-layout-flow\">\n<h6 class=\"wp-block-heading has-text-color\" style=\"color:#ee3c39;font-size:clamp(14px, 0.875rem + ((1vw - 3.2px) * 0.568), 19px);font-style:normal;font-weight:800\">accurate information<\/h6>\n\n\n\n<p class=\"has-text-color wp-block-paragraph\" style=\"color:#000000;font-size:clamp(14px, 0.875rem + ((1vw - 3.2px) * 0.227), 16px);\">As a consumer you undertake to provide correct and accurate information that will enable Consumer Fundi to liaise with your credit providers.<\/p>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-container-core-column-is-layout-5dc0f347 wp-block-column-is-layout-flow\">\n<h6 class=\"wp-block-heading has-text-color\" style=\"color:#ee3c39;font-size:clamp(14px, 0.875rem + ((1vw - 3.2px) * 0.568), 19px);font-style:normal;font-weight:800\">Fees<\/h6>\n\n\n\n<p class=\"has-text-color wp-block-paragraph\" style=\"color:#000000;font-size:clamp(14px, 0.875rem + ((1vw - 3.2px) * 0.227), 16px);\">Fees quoted are in respect of services offered by Consumer Fundi and this does not include payments to any creditors on your behalf.<\/p>\n<\/div>\n<\/div>\n\n\n\n<hr class=\"wp-block-separator has-text-color has-alpha-channel-opacity has-background is-style-wide\" style=\"margin-top:var(--wp--preset--spacing--60);margin-bottom:var(--wp--preset--spacing--60);background-color:#cccccc;color:#cccccc\"\/>\n\n\n\n<div class=\"wp-block-columns is-layout-flex wp-container-core-columns-is-layout-9bb46707 wp-block-columns-is-layout-flex\" style=\"padding-top:80px\">\n<div class=\"wp-block-column is-layout-flow wp-container-core-column-is-layout-5dc0f347 wp-block-column-is-layout-flow\">\n<h6 class=\"wp-block-heading has-text-color\" style=\"color:#ee3c39;font-size:clamp(14px, 0.875rem + ((1vw - 3.2px) * 0.568), 19px);font-style:normal;font-weight:800\">false information<\/h6>\n\n\n\n<p class=\"has-text-color wp-block-paragraph\" style=\"color:#000000;font-size:clamp(14px, 0.875rem + ((1vw - 3.2px) * 0.227), 16px);\">Consumer Fundi may withdraw for good cause, on receipt of incorrect or false information or non- payment of fees.<\/p>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-container-core-column-is-layout-5dc0f347 wp-block-column-is-layout-flow\">\n<h6 class=\"wp-block-heading has-text-color\" style=\"color:#ee3c39;font-size:clamp(14px, 0.875rem + ((1vw - 3.2px) * 0.568), 19px);font-style:normal;font-weight:800\">liability<\/h6>\n\n\n\n<p class=\"has-text-color wp-block-paragraph\" style=\"color:#000000;font-size:clamp(14px, 0.875rem + ((1vw - 3.2px) * 0.227), 16px);\">Consumer Fundi cannot be held liable for any inaccurate information contained in any credit records and disclaims all liability for any claims whatsoever.<\/p>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-container-core-column-is-layout-5dc0f347 wp-block-column-is-layout-flow\">\n<h6 class=\"wp-block-heading has-text-color\" style=\"color:#ee3c39;font-size:clamp(14px, 0.875rem + ((1vw - 3.2px) * 0.568), 19px);font-style:normal;font-weight:800\">Authorisation<\/h6>\n\n\n\n<p class=\"has-text-color wp-block-paragraph\" style=\"color:#000000;font-size:clamp(14px, 0.875rem + ((1vw - 3.2px) * 0.227), 16px);\">Authorisation is given to Consumer Fundi to negotiate with creditors and propose payment plans to them. Consumer Fundi will not be held liable should creditors decline such plans. The consumer is aware that interest may still be incurred and cannot hold Consumer Fundi liable for any unpaid accounts.<\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-group alignfull has-background has-global-padding is-layout-constrained wp-container-core-group-is-layout-b7e38fb2 wp-block-group-is-layout-constrained\" style=\"background-color:#cccccc2b;margin-top:0;margin-bottom:0;padding-top:29px;padding-bottom:29px\">\n<div class=\"wp-block-media-text is-stacked-on-mobile is-vertically-aligned-center\" style=\"padding-bottom:50px;padding-left:100px;grid-template-columns:40% auto\"><figure class=\"wp-block-media-text__media\"><img loading=\"lazy\" decoding=\"async\" width=\"649\" height=\"1024\" src=\"http:\/\/consumerfundi.co.za\/wp-content\/uploads\/2024\/09\/charming-feminine-modern-african-american-woman-stylish-outfit-holding-paper-cup-smartphone-smiling-screen-enjoying-good-morning-2-649x1024.jpg\" alt=\"\" class=\"wp-image-136 size-full\" srcset=\"https:\/\/consumerfundi.co.za\/wp-content\/uploads\/2024\/09\/charming-feminine-modern-african-american-woman-stylish-outfit-holding-paper-cup-smartphone-smiling-screen-enjoying-good-morning-2-649x1024.jpg 649w, https:\/\/consumerfundi.co.za\/wp-content\/uploads\/2024\/09\/charming-feminine-modern-african-american-woman-stylish-outfit-holding-paper-cup-smartphone-smiling-screen-enjoying-good-morning-2-190x300.jpg 190w, https:\/\/consumerfundi.co.za\/wp-content\/uploads\/2024\/09\/charming-feminine-modern-african-american-woman-stylish-outfit-holding-paper-cup-smartphone-smiling-screen-enjoying-good-morning-2-768x1212.jpg 768w, https:\/\/consumerfundi.co.za\/wp-content\/uploads\/2024\/09\/charming-feminine-modern-african-american-woman-stylish-outfit-holding-paper-cup-smartphone-smiling-screen-enjoying-good-morning-2-973x1536.jpg 973w, https:\/\/consumerfundi.co.za\/wp-content\/uploads\/2024\/09\/charming-feminine-modern-african-american-woman-stylish-outfit-holding-paper-cup-smartphone-smiling-screen-enjoying-good-morning-2-1298x2048.jpg 1298w, https:\/\/consumerfundi.co.za\/wp-content\/uploads\/2024\/09\/charming-feminine-modern-african-american-woman-stylish-outfit-holding-paper-cup-smartphone-smiling-screen-enjoying-good-morning-2-scaled.jpg 1622w\" sizes=\"auto, (max-width: 649px) 100vw, 649px\" \/><\/figure><div class=\"wp-block-media-text__content\">\n<h1 class=\"wp-block-heading has-text-color has-raleway-font-family\" style=\"color:#ee3c39;padding-right:100px;font-size:clamp(35.641px, 2.228rem + ((1vw - 3.2px) * 3.336), 65px);font-style:normal;font-weight:500\">MONEY BACK GUARANTEE!<\/h1>\n\n\n\n<p class=\"has-text-color has-roboto-serif-font-family wp-block-paragraph\" style=\"color:#000000;padding-top:0px;padding-right:0px;padding-bottom:0px;font-size:clamp(14px, 0.875rem + ((1vw - 3.2px) * 0.227), 16px);font-style:normal;font-weight:400\"><strong>Consumer Fundi offers a MONEY BACK GUARANTEE where we cannot improve your score on condition the client undertakes to comply 100% in terns of ALL the conditions applicable as follows:<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>not making any enquiries for any type of credit to any credit provider;<\/li>\n\n\n\n<li>not obtaining a credit report from any reseller or credit bureau;<\/li>\n\n\n\n<li>keeping all current accounts up to date on my payment arrangements;<\/li>\n\n\n\n<li>not going under debt review or any other debt mediation services such as administration or sequestration;<\/li>\n\n\n\n<li>not interrupting prescription in any form;<\/li>\n\n\n\n<li>obtaining all paid-up letters from creditors where such accounts have been settled; <\/li>\n\n\n\n<li>adhering to the maximum periods for displaying information as indicated by the NCR;<\/li>\n\n\n\n<li>not going under any legal process by any of my creditors. This offer in only applicable upon receipt of all payments due to <strong>Consumer Fundi <\/strong>and excludes the upfront assessment.<\/li>\n<\/ul>\n\n\n\n<div class=\"wp-block-buttons has-custom-font-size is-layout-flex wp-block-buttons-is-layout-flex\" style=\"font-size:clamp(14px, 0.875rem + ((1vw - 3.2px) * 0.227), 16px);\">\n<div class=\"wp-block-button has-custom-font-size is-style-outline has-raleway-font-family is-style-outline--1\" style=\"font-size:clamp(14px, 0.875rem + ((1vw - 3.2px) * 0.227), 16px);font-style:normal;font-weight:500\"><a class=\"wp-block-button__link has-text-color has-border-color wp-element-button\" href=\"https:\/\/consumerfundi.co.za\/contact-us\/\" style=\"border-color:#ee3c39;border-width:2px;border-radius:100px;color:#ee3c39;padding-top:15px;padding-right:30px;padding-bottom:15px;padding-left:30px\">Join Us!<\/a><\/div>\n<\/div>\n<\/div><\/div>\n<\/div>\n\n\n\n<section class=\"wp-block-cover alignfull has-parallax\" style=\"border-style:none;border-width:0px;margin-top:0px;padding-bottom:0rem;min-height:650px;aspect-ratio:unset;\"><span aria-hidden=\"true\" class=\"wp-block-cover__background has-black-background-color has-background-dim\"><\/span><div class=\"wp-block-cover__image-background wp-image-242 has-parallax\" style=\"background-position:50% 50%;background-image:url(http:\/\/consumerfundi.co.za\/wp-content\/uploads\/2024\/09\/serious-young-dark-skinned-female-with-afro-hairstyle-sitting-front-open-laptop-scaled.jpg)\"><\/div><div class=\"wp-block-cover__inner-container has-global-padding is-layout-constrained wp-container-core-cover-is-layout-1fc5860f wp-block-cover-is-layout-constrained\">\n<div class=\"wp-block-group alignfull has-text-color has-global-padding is-layout-constrained wp-container-core-group-is-layout-d9ce16ad wp-block-group-is-layout-constrained\" style=\"color:#252525;margin-top:0px;padding-top:0rem;padding-right:1rem;padding-bottom:0rem;padding-left:1rem;font-size:clamp(0.875rem, 0.875rem + ((1vw - 0.2rem) * 0.464), 1.13rem);font-style:normal;font-weight:400;line-height:1.4\">\n<div class=\"wp-block-group is-vertical is-content-justification-center is-layout-flex wp-container-core-group-is-layout-0872ce9d wp-block-group-is-layout-flex\">\n<div class=\"wp-block-group has-global-padding is-layout-constrained wp-container-core-group-is-layout-a7b16b5f wp-block-group-is-layout-constrained\">\n<h2 class=\"wp-block-heading has-text-align-center has-text-color\" style=\"color:#ffffff;margin-bottom:1.11rem;font-size:clamp(1.556rem, 1.556rem + ((1vw - 0.2rem) * 1.916), 2.61rem);font-style:normal;font-weight:500;line-height:1.2;text-transform:capitalize\"><strong>Get In Touch<\/strong><\/h2>\n\n\n\n<p class=\"has-text-align-center has-text-color wp-block-paragraph\" style=\"color:#ffffff;margin-top:0rem;font-size:clamp(0.875rem, 0.875rem + ((1vw - 0.2rem) * 0.427), 1.11rem);font-style:normal;font-weight:400;line-height:1.6\">We\u02bcre here to help! Reach out today for personalized support and guidance.<\/p>\n\n\n\n<div class=\"wp-block-group is-vertical is-content-justification-stretch is-layout-flex wp-container-core-group-is-layout-9d63190d wp-block-group-is-layout-flex\" style=\"margin-top:0rem;padding-right:0px;padding-left:0px\">\n<div class=\"wp-block-group has-global-padding is-content-justification-center is-layout-constrained wp-container-core-group-is-layout-b4e155b2 wp-block-group-is-layout-constrained\" style=\"margin-top:0px\">\n<div class=\"wp-block-buttons is-horizontal is-content-justification-right is-layout-flex wp-container-core-buttons-is-layout-b74e6bd8 wp-block-buttons-is-layout-flex\" style=\"margin-top:2.21rem\">\n<div class=\"wp-block-button has-custom-width wp-block-button__width-100 has-custom-font-size is-style-fill\" style=\"font-size:clamp(0.875rem, 0.875rem + ((1vw - 0.2rem) * 0.609), 1.21rem);font-style:normal;font-weight:400;line-height:1;text-transform:capitalize\"><a class=\"wp-block-button__link has-text-color has-background has-border-color wp-element-button\" href=\"https:\/\/consumerfundi.co.za\/contact-us\/\" style=\"border-color:#fefeff;border-style:solid;border-width:2px;border-radius:2.5rem;color:#ffffff;background-color:#ee3c39;padding-top:1.1rem;padding-right:0.81rem;padding-bottom:1.1rem;padding-left:0.81rem\">Contact Us<\/a><\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div><\/section>\n","protected":false},"excerpt":{"rendered":"<p>How We Can Help You &#8211; Terms &amp; Conditions information Security We undertake to ensure that all personal credit and financial information is kept confidential at all times. accurate information As a consumer you undertake to provide correct and accurate information that will enable Consumer Fundi to liaise with your credit providers. Fees Fees quoted [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"ub_ctt_via":"","footnotes":""},"class_list":["post-16","page","type-page","status-publish","hentry"],"featured_image_src":null,"_links":{"self":[{"href":"https:\/\/consumerfundi.co.za\/.za\/wp-json\/wp\/v2\/pages\/16","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/consumerfundi.co.za\/.za\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/consumerfundi.co.za\/.za\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/consumerfundi.co.za\/.za\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/consumerfundi.co.za\/.za\/wp-json\/wp\/v2\/comments?post=16"}],"version-history":[{"count":22,"href":"https:\/\/consumerfundi.co.za\/.za\/wp-json\/wp\/v2\/pages\/16\/revisions"}],"predecessor-version":[{"id":275,"href":"https:\/\/consumerfundi.co.za\/.za\/wp-json\/wp\/v2\/pages\/16\/revisions\/275"}],"wp:attachment":[{"href":"https:\/\/consumerfundi.co.za\/.za\/wp-json\/wp\/v2\/media?parent=16"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}