{"id":12,"date":"2024-09-07T08:54:49","date_gmt":"2024-09-07T08:54:49","guid":{"rendered":"https:\/\/consumerfundi.co.za\/?page_id=12"},"modified":"2025-11-11T17:33:49","modified_gmt":"2025-11-11T17:33:49","slug":"services","status":"publish","type":"page","link":"https:\/\/consumerfundi.co.za\/.za\/services\/","title":{"rendered":"Services"},"content":{"rendered":"\n<div class=\"wp-block-cover alignfull has-parallax\" style=\"padding-top:0%;min-height:30rem;aspect-ratio:unset;\"><div class=\"wp-block-cover__image-background wp-image-35 has-parallax\" style=\"background-position:50% 50%;background-image:url(http:\/\/consumerfundi.co.za\/wp-content\/uploads\/2024\/09\/hard-working-interracial-marketing-experts-pose-floor-study-documentation-make-monthly-report-2-scaled.jpg)\"><\/div><span aria-hidden=\"true\" class=\"wp-block-cover__background has-black-background-color has-background-dim\"><\/span><div class=\"wp-block-cover__inner-container has-global-padding is-layout-constrained wp-container-core-cover-is-layout-5aa1686f wp-block-cover-is-layout-constrained\">\n<div class=\"wp-block-group alignwide is-vertical is-content-justification-center is-layout-flex wp-container-core-group-is-layout-9718d357 wp-block-group-is-layout-flex\" style=\"min-height:8rem;margin-top:0;margin-bottom:0;padding-top:0;padding-bottom:0\">\n<div class=\"wp-block-group has-global-padding is-layout-constrained wp-container-core-group-is-layout-79eff80c wp-block-group-is-layout-constrained\">\n<h2 class=\"wp-block-heading has-text-align-center has-text-color\" style=\"color:#ffffff;margin-top:0rem;margin-bottom:1.01rem;font-size:clamp(2.071rem, 2.071rem + ((1vw - 0.2rem) * 2.98), 3.71rem);font-style:normal;font-weight:400;line-height:1;text-transform:capitalize\"><strong><br><br>Credit repair roadmap<\/strong><br><\/h2>\n<\/div>\n<\/div>\n<\/div><\/div>\n\n\n\n<div class=\"wp-block-group alignfull has-global-padding is-layout-constrained wp-container-core-group-is-layout-79e96533 wp-block-group-is-layout-constrained\" style=\"margin-top:0;margin-bottom:0;padding-top:33px;padding-bottom:33px\">\n<h2 class=\"wp-block-heading has-text-align-center has-text-color\" style=\"color:#ee3c39;font-size:clamp(29.768px, 1.861rem + ((1vw - 3.2px) * 2.526), 52px);font-style:normal;font-weight:600\">SERVICES<\/h2>\n\n\n\n<div style=\"height:19px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<div class=\"wp-block-columns is-layout-flex wp-container-core-columns-is-layout-e9baa59a wp-block-columns-is-layout-flex\" style=\"padding-top:var(--wp--preset--spacing--50);padding-bottom:var(--wp--preset--spacing--50)\">\n<div class=\"wp-block-column is-layout-flow wp-container-core-column-is-layout-94f46c0f wp-block-column-is-layout-flow\">\n<figure class=\"wp-block-image aligncenter size-full is-resized\"><img loading=\"lazy\" decoding=\"async\" width=\"644\" height=\"642\" src=\"https:\/\/consumerfundi.co.za\/wp-content\/uploads\/2024\/09\/Credit-report-assessment-2.png\" alt=\"\" class=\"wp-image-114\" style=\"width:100px\" srcset=\"https:\/\/consumerfundi.co.za\/wp-content\/uploads\/2024\/09\/Credit-report-assessment-2.png 644w, https:\/\/consumerfundi.co.za\/wp-content\/uploads\/2024\/09\/Credit-report-assessment-2-300x300.png 300w, https:\/\/consumerfundi.co.za\/wp-content\/uploads\/2024\/09\/Credit-report-assessment-2-150x150.png 150w\" sizes=\"auto, (max-width: 644px) 100vw, 644px\" \/><\/figure>\n\n\n\n<h6 class=\"wp-block-heading has-text-align-center has-text-color\" style=\"color:#ee3c39;font-size:clamp(15.747px, 0.984rem + ((1vw - 3.2px) * 0.938), 24px);font-style:normal;font-weight:600;text-transform:none\">Credit Report Assessment<\/h6>\n\n\n\n<p class=\"has-text-align-center has-text-color wp-block-paragraph\" style=\"color:#000000;font-size:clamp(14px, 0.875rem + ((1vw - 3.2px) * 0.114), 15px);line-height:1.8\">A credit report assessment involves reviewing and analysing an individual&#8217;s credit report to evaluate their creditworthiness and financial health. Such assessments typically involve a comprehensive and thorough evaluation, identifying areas of improvement and providing recommendations tailored to suit the individual\u2019s specific financial situation.<\/p>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-container-core-column-is-layout-5dc0f347 wp-block-column-is-layout-flow\">\n<figure class=\"wp-block-image aligncenter size-full is-resized\"><img loading=\"lazy\" decoding=\"async\" width=\"821\" height=\"644\" src=\"https:\/\/consumerfundi.co.za\/wp-content\/uploads\/2024\/09\/Credit-Repair-2.png\" alt=\"\" class=\"wp-image-115\" style=\"width:100px\" srcset=\"https:\/\/consumerfundi.co.za\/wp-content\/uploads\/2024\/09\/Credit-Repair-2.png 821w, https:\/\/consumerfundi.co.za\/wp-content\/uploads\/2024\/09\/Credit-Repair-2-300x235.png 300w, https:\/\/consumerfundi.co.za\/wp-content\/uploads\/2024\/09\/Credit-Repair-2-768x602.png 768w\" sizes=\"auto, (max-width: 821px) 100vw, 821px\" \/><\/figure>\n\n\n\n<h6 class=\"wp-block-heading has-text-align-center has-text-color\" style=\"color:#ee3c39;font-size:clamp(15.747px, 0.984rem + ((1vw - 3.2px) * 0.938), 24px);font-style:normal;font-weight:600;text-transform:none\">Credit Repair<\/h6>\n\n\n\n<p class=\"has-text-align-center has-text-color wp-block-paragraph\" style=\"color:#000000;font-size:clamp(14px, 0.875rem + ((1vw - 3.2px) * 0.114), 15px);line-height:1.8\">Credit repair services help individuals correct their credit profiles. This is conducted after identifying and removing inaccurate or outdated information on the credit report. We focus on disputing erroneous info and educating consumers about responsible credit behaviour. By improving the credit health, a consumer can access favourable credit opportunities in the future.<\/p>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-container-core-column-is-layout-5dc0f347 wp-block-column-is-layout-flow\">\n<figure class=\"wp-block-image aligncenter size-full is-resized\"><img loading=\"lazy\" decoding=\"async\" width=\"788\" height=\"652\" src=\"https:\/\/consumerfundi.co.za\/wp-content\/uploads\/2024\/09\/Improving-credit-score-2.png\" alt=\"\" class=\"wp-image-116\" style=\"width:100px\" srcset=\"https:\/\/consumerfundi.co.za\/wp-content\/uploads\/2024\/09\/Improving-credit-score-2.png 788w, https:\/\/consumerfundi.co.za\/wp-content\/uploads\/2024\/09\/Improving-credit-score-2-300x248.png 300w, https:\/\/consumerfundi.co.za\/wp-content\/uploads\/2024\/09\/Improving-credit-score-2-768x635.png 768w\" sizes=\"auto, (max-width: 788px) 100vw, 788px\" \/><\/figure>\n\n\n\n<h6 class=\"wp-block-heading has-text-align-center has-text-color\" style=\"color:#ee3c39;font-size:clamp(15.747px, 0.984rem + ((1vw - 3.2px) * 0.938), 24px);font-style:normal;font-weight:600;text-transform:none\">Improving Credit Score<\/h6>\n\n\n\n<p class=\"has-text-align-center has-text-color wp-block-paragraph\" style=\"color:#000000;font-size:clamp(14px, 0.875rem + ((1vw - 3.2px) * 0.114), 15px);line-height:1.8\">We analyse your credit profile and assist you in addressing matters that negatively affect your score. This helps you when you apply for credit by increasing your chances of a better credit approval rate, negotiating lower interest rates, offering higher credit limits, better and improved terms and conditions, improved rental or housing opportunities, better employment opportunities, lower insurance premiums, greater financial flexibility, access to better rewards and benefits, peace of mind.<\/p>\n<\/div>\n<\/div>\n\n\n\n<section class=\"wp-block-group alignfull has-background has-global-padding is-layout-constrained wp-container-core-group-is-layout-ed4a3a05 wp-block-group-is-layout-constrained\" style=\"background-color:#cccccc2b;margin-top:0px;padding-top:6.51rem;padding-right:1rem;padding-bottom:5.5rem;padding-left:1rem;font-size:clamp(0.875rem, 0.875rem + ((1vw - 0.2rem) * 0.464), 1.13rem);font-style:normal;font-weight:400;line-height:1.4\">\n<div class=\"wp-block-columns is-layout-flex wp-container-core-columns-is-layout-2327920a wp-block-columns-is-layout-flex\" style=\"margin-bottom:0px\">\n<div class=\"wp-block-column has-global-padding is-content-justification-left is-layout-constrained wp-container-core-column-is-layout-059bc41c wp-block-column-is-layout-constrained\" style=\"flex-basis:50%\">\n<figure class=\"wp-block-image aligncenter size-full is-resized\"><img loading=\"lazy\" decoding=\"async\" width=\"1497\" height=\"1409\" src=\"https:\/\/consumerfundi.co.za\/wp-content\/uploads\/2024\/09\/Prescription-1.png\" alt=\"\" class=\"wp-image-122\" style=\"width:520px\" srcset=\"https:\/\/consumerfundi.co.za\/wp-content\/uploads\/2024\/09\/Prescription-1.png 1497w, https:\/\/consumerfundi.co.za\/wp-content\/uploads\/2024\/09\/Prescription-1-300x282.png 300w, https:\/\/consumerfundi.co.za\/wp-content\/uploads\/2024\/09\/Prescription-1-1024x964.png 1024w, https:\/\/consumerfundi.co.za\/wp-content\/uploads\/2024\/09\/Prescription-1-768x723.png 768w\" sizes=\"auto, (max-width: 1497px) 100vw, 1497px\" \/><\/figure>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<div class=\"wp-block-group is-vertical is-content-justification-left is-layout-flex wp-container-core-group-is-layout-a77b4376 wp-block-group-is-layout-flex\" style=\"min-height:100%\">\n<div class=\"wp-block-group has-global-padding is-content-justification-left is-layout-constrained wp-container-core-group-is-layout-3999b8ba wp-block-group-is-layout-constrained\">\n<h3 class=\"wp-block-heading has-text-align-left has-text-color\" style=\"color:#ee3c39;margin-top:0.5rem;margin-bottom:1.01rem;font-size:clamp(1.502rem, 1.502rem + ((1vw - 0.2rem) * 1.815), 2.5rem);font-style:normal;font-weight:500;letter-spacing:0px;line-height:1.3;text-transform:capitalize\"><strong>Prescription<\/strong><\/h3>\n\n\n\n<p class=\"has-text-align-left has-text-color wp-block-paragraph\" style=\"color:#03081e;margin-top:0rem;font-size:clamp(0.875rem, 0.875rem + ((1vw - 0.2rem) * 0.245), 1.01rem);font-style:normal;font-weight:400;line-height:1.6\">There are various strategies we adopt in ensuring that prescribed accounts are removed from your credit profile.&nbsp; This process will significantly benefit your financial health and credit score, making you eligible for any credit offers you desire.<\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/section>\n\n\n\n<div class=\"wp-block-columns is-layout-flex wp-container-core-columns-is-layout-e9baa59a wp-block-columns-is-layout-flex\" style=\"padding-top:var(--wp--preset--spacing--50);padding-bottom:var(--wp--preset--spacing--50)\">\n<div class=\"wp-block-column is-layout-flow wp-container-core-column-is-layout-5dc0f347 wp-block-column-is-layout-flow\">\n<figure class=\"wp-block-image aligncenter size-full is-resized\"><img loading=\"lazy\" decoding=\"async\" width=\"630\" height=\"631\" src=\"https:\/\/consumerfundi.co.za\/wp-content\/uploads\/2024\/09\/Identity-Fraud-2.png\" alt=\"\" class=\"wp-image-117\" style=\"width:100px\" srcset=\"https:\/\/consumerfundi.co.za\/wp-content\/uploads\/2024\/09\/Identity-Fraud-2.png 630w, https:\/\/consumerfundi.co.za\/wp-content\/uploads\/2024\/09\/Identity-Fraud-2-300x300.png 300w, https:\/\/consumerfundi.co.za\/wp-content\/uploads\/2024\/09\/Identity-Fraud-2-150x150.png 150w\" sizes=\"auto, (max-width: 630px) 100vw, 630px\" \/><\/figure>\n\n\n\n<h6 class=\"wp-block-heading has-text-align-center has-text-color\" style=\"color:#ee3c39;font-size:clamp(15.747px, 0.984rem + ((1vw - 3.2px) * 0.938), 24px);font-style:normal;font-weight:600;text-transform:none\">Identity Fraud<\/h6>\n\n\n\n<p class=\"has-text-align-center has-text-color wp-block-paragraph\" style=\"color:#000000;font-size:clamp(14px, 0.875rem + ((1vw - 3.2px) * 0.114), 15px);line-height:1.8\">Protect yourself and your credit profile from being an unsuspecting victim of identity fraud. Detect fraudulent activity, monitor credit applications and enquiries made against your profile, track account changes, get fraud alerts, be vigilant, dispute inaccuracies.<\/p>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-container-core-column-is-layout-5dc0f347 wp-block-column-is-layout-flow\">\n<figure class=\"wp-block-image aligncenter size-full is-resized\"><img loading=\"lazy\" decoding=\"async\" width=\"678\" height=\"642\" src=\"https:\/\/consumerfundi.co.za\/wp-content\/uploads\/2024\/09\/Loan-Consolidation-2.png\" alt=\"\" class=\"wp-image-118\" style=\"width:100px\" srcset=\"https:\/\/consumerfundi.co.za\/wp-content\/uploads\/2024\/09\/Loan-Consolidation-2.png 678w, https:\/\/consumerfundi.co.za\/wp-content\/uploads\/2024\/09\/Loan-Consolidation-2-300x284.png 300w\" sizes=\"auto, (max-width: 678px) 100vw, 678px\" \/><\/figure>\n\n\n\n<h6 class=\"wp-block-heading has-text-align-center has-text-color\" style=\"color:#ee3c39;font-size:clamp(15.747px, 0.984rem + ((1vw - 3.2px) * 0.938), 24px);font-style:normal;font-weight:600;text-transform:none\">Loan Consolidation<\/h6>\n\n\n\n<p class=\"has-text-align-center has-text-color wp-block-paragraph\" style=\"color:#000000;font-size:clamp(14px, 0.875rem + ((1vw - 3.2px) * 0.114), 15px);line-height:1.8\">Combine your personal loans and pay one monthly instalment that is distributed amongst all your creditors. Capitalise on single instalments, lower interest rates and lower monthly payments.<\/p>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-container-core-column-is-layout-5dc0f347 wp-block-column-is-layout-flow\">\n<figure class=\"wp-block-image aligncenter size-full is-resized\"><img loading=\"lazy\" decoding=\"async\" width=\"640\" height=\"640\" src=\"https:\/\/consumerfundi.co.za\/wp-content\/uploads\/2024\/09\/Account-updates-2.png\" alt=\"\" class=\"wp-image-120\" style=\"width:100px\" srcset=\"https:\/\/consumerfundi.co.za\/wp-content\/uploads\/2024\/09\/Account-updates-2.png 640w, https:\/\/consumerfundi.co.za\/wp-content\/uploads\/2024\/09\/Account-updates-2-300x300.png 300w, https:\/\/consumerfundi.co.za\/wp-content\/uploads\/2024\/09\/Account-updates-2-150x150.png 150w\" sizes=\"auto, (max-width: 640px) 100vw, 640px\" \/><\/figure>\n\n\n\n<h6 class=\"wp-block-heading has-text-align-center has-text-color\" style=\"color:#ee3c39;font-size:clamp(15.747px, 0.984rem + ((1vw - 3.2px) * 0.938), 24px);font-style:normal;font-weight:600;text-transform:none\">Account Updates<\/h6>\n\n\n\n<p class=\"has-text-align-center has-text-color wp-block-paragraph\" style=\"color:#010101;font-size:clamp(14px, 0.875rem + ((1vw - 3.2px) * 0.114), 15px);line-height:1.8\">Upon careful review of the account information status, we will liaise with your creditors and the credit bureau to update the account status accordingly.&nbsp; By updating your accounts, you will improve your score, keep your credit profile up to date, prevent negative impacts and practice responsible credit behaviour.<\/p>\n<\/div>\n<\/div>\n<\/div>\n\n\n\n<section class=\"wp-block-cover alignfull has-parallax\" style=\"margin-top:0px;padding-bottom:0rem;min-height:620px;aspect-ratio:unset;\"><div class=\"wp-block-cover__image-background wp-image-123 has-parallax\" style=\"background-position:50% 50%;background-image:url(https:\/\/consumerfundi.co.za\/wp-content\/uploads\/2024\/09\/9078.jpg)\"><\/div><span aria-hidden=\"true\" class=\"wp-block-cover__background has-black-background-color has-background-dim\"><\/span><div class=\"wp-block-cover__inner-container has-global-padding is-layout-constrained wp-container-core-cover-is-layout-1fc5860f wp-block-cover-is-layout-constrained\">\n<div class=\"wp-block-group alignfull has-text-color has-global-padding is-layout-constrained wp-container-core-group-is-layout-d9ce16ad wp-block-group-is-layout-constrained\" style=\"color:#252525;margin-top:0px;padding-top:0rem;padding-right:1rem;padding-bottom:0rem;padding-left:1rem;font-size:clamp(0.875rem, 0.875rem + ((1vw - 0.2rem) * 0.464), 1.13rem);font-style:normal;font-weight:400;line-height:1.4\">\n<div class=\"wp-block-group is-vertical is-content-justification-center is-layout-flex wp-container-core-group-is-layout-0872ce9d wp-block-group-is-layout-flex\">\n<div class=\"wp-block-group has-global-padding is-layout-constrained wp-container-core-group-is-layout-a7b16b5f wp-block-group-is-layout-constrained\">\n<h2 class=\"wp-block-heading has-text-align-center has-text-color\" style=\"color:#ffffff;margin-bottom:1.11rem;font-size:clamp(1.556rem, 1.556rem + ((1vw - 0.2rem) * 1.916), 2.61rem);font-style:normal;font-weight:500;line-height:1.2;text-transform:capitalize\"><strong>Get In Touch<\/strong><\/h2>\n\n\n\n<p class=\"has-text-align-center has-text-color wp-block-paragraph\" style=\"color:#ffffff;margin-top:0rem;font-size:clamp(0.875rem, 0.875rem + ((1vw - 0.2rem) * 0.427), 1.11rem);font-style:normal;font-weight:400;line-height:1.6\">Have questions? We\u02bcre here to help! Reach out and let\u02bcs chat today!<\/p>\n\n\n\n<div class=\"wp-block-group is-vertical is-content-justification-stretch is-layout-flex wp-container-core-group-is-layout-9d63190d wp-block-group-is-layout-flex\" style=\"margin-top:0rem;padding-right:0px;padding-left:0px\">\n<div class=\"wp-block-group has-global-padding is-content-justification-center is-layout-constrained wp-container-core-group-is-layout-b4e155b2 wp-block-group-is-layout-constrained\" style=\"margin-top:0px\">\n<div class=\"wp-block-buttons is-horizontal is-content-justification-right is-layout-flex wp-container-core-buttons-is-layout-b74e6bd8 wp-block-buttons-is-layout-flex\" style=\"margin-top:2.21rem\">\n<div class=\"wp-block-button has-custom-width wp-block-button__width-100 is-style-fill\"><a class=\"wp-block-button__link has-text-color has-background has-link-color has-border-color has-custom-font-size wp-element-button\" href=\"https:\/\/wa.me\/27873764813?text=Hi%2C%20I%E2%80%99d%20like%20help%20with%20my%20credit%20profile.\" style=\"border-color:#ffffff;border-style:solid;border-width:2px;border-radius:2.5rem;color:#fffefe;background-color:#ee3c39;padding-top:1.1rem;padding-right:0.81rem;padding-bottom:1.1rem;padding-left:0.81rem;font-size:clamp(0.875rem, 0.875rem + ((1vw - 0.2rem) * 0.609), 1.21rem);font-style:normal;font-weight:400;line-height:1;text-transform:capitalize\">Contact Us Now!<\/a><\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div><\/section>\n","protected":false},"excerpt":{"rendered":"<p>SERVICES Credit Report Assessment A credit report assessment involves reviewing and analysing an individual&#8217;s credit report to evaluate their creditworthiness and financial health. Such assessments typically involve a comprehensive and thorough evaluation, identifying areas of improvement and providing recommendations tailored to suit the individual\u2019s specific financial situation. Credit Repair Credit repair services help individuals correct [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"ub_ctt_via":"","footnotes":""},"class_list":["post-12","page","type-page","status-publish","hentry"],"featured_image_src":null,"_links":{"self":[{"href":"https:\/\/consumerfundi.co.za\/.za\/wp-json\/wp\/v2\/pages\/12","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/consumerfundi.co.za\/.za\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/consumerfundi.co.za\/.za\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/consumerfundi.co.za\/.za\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/consumerfundi.co.za\/.za\/wp-json\/wp\/v2\/comments?post=12"}],"version-history":[{"count":16,"href":"https:\/\/consumerfundi.co.za\/.za\/wp-json\/wp\/v2\/pages\/12\/revisions"}],"predecessor-version":[{"id":1112,"href":"https:\/\/consumerfundi.co.za\/.za\/wp-json\/wp\/v2\/pages\/12\/revisions\/1112"}],"wp:attachment":[{"href":"https:\/\/consumerfundi.co.za\/.za\/wp-json\/wp\/v2\/media?parent=12"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}